Refinancing Your Home

After you pick a lender and lock in a mortgage rate, the lender will call in the order to our title company and request a mortgage policy for the amount of the refinance.

Our title company will research the property and borrowers names for liens and emcumbrances. A title report will be given to the lender and he/she will schedule a closing. All loan documents will be sent to the title company and the closing/signing of documents will take place there.

With a refinance, there is a three-business day rescission period during which you may cancel the transaction. Once the rescission period has expired, and the lender confirms the funding of the new loan, the documents will be recorded with the county register of deeds. Money will be dispersed and the transaction is complete.